Rolls Royce insurance policies

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Luxury Car Insurance for High Net Worth Individuals in 2025

You’ve just purchased a $500,000 McLaren 720S, only to discover that your regular auto insurance policy caps coverage at $100,000 for vehicle damage. Or worse, your insurance company wants to repair your pristine Bentley Continental GT at a generic body shop using aftermarket parts. These scenarios highlight why luxury car insurance for high net worth individuals becomes crucial when standard…